AI Workflows

AI workflows work best when the question is narrow and the financial context is intentional. Do not send more data than the task needs.

Start with a clear question

A good AI workflow starts with the decision or artifact you want.

Good prompts are specific:

• Summarize the main cash-flow changes this month.
• Explain why net worth changed since the last review.
• Draft notes for a monthly finance meeting.
• Identify transactions that need category cleanup before export.
• Build a portfolio allocation dashboard with top holdings and drift.
• Turn this spreadsheet workflow into a review checklist.

Vague prompts usually create vague outputs. "Help with my finances" is less useful than "Compare this month's spending to last month and call out categories that changed by more than 20%."

Choose the right context

Share the smallest useful dataset.

For example:

• A monthly category summary may be enough for a cash-flow explanation.
• Account balances and valuation dates may be enough for a net worth note.
• Holdings and target allocation may be enough for an allocation review.
• A filtered transaction set may be enough for cleanup.
• A spreadsheet tab summary may be enough for a workbook explanation.

Avoid sending raw provider payloads, credentials, account numbers, access tokens, or unrelated account history.

Prepare data before using AI

Clean the inputs first:

• Refresh sources.
• Remove duplicates.
• Mark transfers.
• Review ignored records.
• Categorize obvious uncategorized transactions.
• Add date range and account scope.
• Label manual or estimated values.
• Note stale or incomplete sources.

AI can help explain a report, but it should not be asked to guess whether the underlying data is clean.

Custom dashboard workflows

Use custom dashboards when you want an AI-assisted dashboard around a specific finance question.

Good custom dashboard requests include:

• A cash-flow planner with a monthly chart, upcoming bills, and recent transactions.
• A portfolio allocation workspace with holdings, drift, top positions, and a trend chart.
• An advisor review screen with net worth, liquidity, debt, and action items.
• A subscription audit with recurring charges and cancellation notes.

After a dashboard is created, review the saved version, test the numbers, and keep the prompt conversation specific. If the dashboard depends on categories or transfers, clean those first.

Spreadsheet and AI workflows

Spreadsheets are often a good AI boundary. You can sync a workbook, review the safe-to-edit tabs, and then ask AI to summarize the model or suggest a dashboard based on the workbook's structure.

For the Tablewealth Comprehensive Sheet, use Summary, Monthly Cash Flow, Net Worth Trend, Categories, Rules, and Settings as the working context. Avoid pasting app-managed raw tabs unless the task really needs row-level data.

Sensitive information

Do not paste:

• Account credentials.
• Full account numbers.
• Access tokens.
• Raw provider payloads.
• Private keys.
• API keys.
• Unrelated financial records.
• Screenshots with values you do not want shared.

Prefer summaries, filtered exports, masked screenshots, or privacy-mode views when possible.

Review output before acting

Treat AI output as a draft.

Confirm:

• Date range.
• Account scope.
• Source freshness.
• Category totals.
• Transfer handling.
• Manual or estimated values.
• Investment prices and valuation dates.
• Assumptions.
• Recommendations that imply financial decisions.

AI can make a useful first pass, but you are still responsible for checking the numbers before using the output in a report, spreadsheet, meeting, or external conversation.

Safe prompt routine

Before sending data into an AI workflow:

1. Define the question.
2. Choose the smallest useful context.
3. Remove credentials, tokens, and account numbers.
4. Prefer summaries over full transaction history when possible.
5. Include date range and account scope.
6. Identify manual, imported, stale, or estimated values.
7. Ask for assumptions and uncertainties.
8. Verify the answer against Tablewealth before acting.